Accounts & Deposits
Accounts
Saving Account
Who can Open Account
Any Individual, Society, HUF etc.
How to Open Account
By our account opening form.
Min. & Max. Lock-In Period
Not Applicable.
Premature Withdrawal
Not Applicable.
Nomination
Available.
Loan Facility
Not Applicable.
T.D.S.
As per norms
Benefits
Small Savings.
Cheque book facility available for accounts having balance more
than Rs. 1000 /- NEFT / RTGS / CTS facility available.
Current Account
Who can Open Account
Businessman, Retail Trader, Company, Professional, Self Employed, Partnership Firm etc.
How to Open Account
By our account opening form.
Min. & Max. Lock-In Period
Not Applicable.
Premature Withdrawal
Not Applicable.
Nomination
Available.
Loan Facility
Not Applicable.
T.D.S.
Not Applicable.
Benefits
Any number of withdrawals subject to balance available.
Suitable for Business Accounts.
Cheque book / NEFT / RTGS / CTS facilities available.
Deposits
Recurring Deposits
Who can Invest
Any Indian Resident.
How to invest
By our account opening form.
Min. & Max. Lock-In Period
As per period of Deposit.
Premature Withdrawal
Allowed.
Penal Interest is Applicable.
Nomination
Available.
Loan Facility
Available
T.D.S.
Applicable as per norms.
NOTE-Financial Budget 2015 proposed to apply the TDS Law to interest on recurring account.
Benefits
Loan facility available.
Nomination facility available.
Term Deposit
Who can Open Account
Any Indian Resident.
How to Open Account
By our account opening form.
Min. & Max. Lock-In Period
Not Applicable.
Premature Withdrawal
Allowed.
Penal Interest is Applicable.
Nomination
Available.
Loan Facility
Available
T.D.S.
Applicable as per norms.
The limit of Rs 40,000/- (Rs.50,000/- for senior citizen) in a financial year for tax deduction at source applicable in respect of deposits with all the branches taken together
Benefits
Cumulative interest calculated.
Who can Open Account
Any Indian Resident.
How to Open Account
By our account opening form.
Min. & Max. Lock-In Period
Not Applicable.
Premature Withdrawal
Not Applicable.
Nomination
Available.
Loan Facility
Available
T.D.S.
Applicable as per norms.
The limit of Rs 40,000/- (Rs.50,000/- for senior citizen) in a financial year for tax deduction at source applicable in respect of deposits with all the branches taken together
Benefits
Interest amount credited to their respective A/c periodically.