Service Charges
Schedule of Charges & Fee w.e.f 21/12/2023
| ATM / Debit Card Service Charges (EMV Chip Card) | ||
| Sr. No. | Nature of Service | Amount in Rs. (Inclusive of GST) |
| 1 | Issuance Charges | Nil |
| 2 | Annual Fee | ₹ 118.00 |
| 3 | Duplicate / Re issuance / Renewal | ₹ 177.00 |
| 4 | Pin Replacement Charge | ₹ 23.60 |
| ATM / Debit Card Transaction Charges | ||
| Sr. No. | Nature of Service | Amount in Rs. (Inclusive of GST) |
| 1 | No of Free Transactions (5 Transaction per month inclusive of both Financial and Non-Financial Transactions) | |
| Financial (Cash Withdrawal) | ₹ 23.60 | |
| Non- Financial (Balance Enquiry, Mini Statement, Pin Change) | ₹ 11.80 | |
| RTGS / NEFT / IMPS Charges (including Mobile Banking) | ||
| Sr. No. | Nature of Service | Amount in Rs. (Inclusive of GST) |
| 1 | NEFT | |
| Up to 10,000.00 | ₹ 2.94 | |
| From 10,000.01 to 1,00,000.00 | ₹ 5.90 | |
| From 1,00,000.01 to 2,00,000.00 | ₹ 17.70 | |
| From 2,00,000.01 to Any Amount | ₹ 29.50 | |
| 2 | RTGS | |
| From 2,00,000.00 to 5,00,000.00 | ₹ 28.90 | |
| From 5,00,000.01 to Any Amount | ₹ 58.40 | |
| 3 | IMPS | |
| Up to 100.00 | ₹ 1.18 | |
| From 100.01 to 1,000.00 | ₹ 2.36 | |
| From 1,000.01 to 10,000.00 | ₹ 3.54 | |
| From 10,000.01 to 1,00,000.00 | ₹ 4.72 | |
| From 1,00,000.01 to 2,00,000.00 | ₹ 5.90 | |
| From 2,00,000.01 to 5,00,000.00 | ₹ 11.80 | |
| Locker Rent and Related Charges | ||
| Sr. No. | Nature of Service | Amount in Rs. (Inclusive of GST) |
| 1 | Locker Rent | |
| A : Small | ₹ 550.00 | |
| B : Medium | ₹ 1,050.00 | |
| C : Large | ₹ 1,350.00 | |
| 2 | Detailed Rent Payment Charges (per month) | ₹ 10.00 |
| 3 | Locker Break Open Charges | ₹ 7,500.00 |
| Cheque Related Charges | ||
| Sr. No. | Nature of Service | Amount in Rs. (Inclusive of GST) |
| 1 | Issue of Banker Cheque (Per Instrument) | 20.00 / lakh (not more than 150.00) |
| 2 | Cancellation of Banker Cheque (Per Instrument) | ₹ 50.00 |
| 3 | Issue of Cheque Books | Nil |
| 4 | Issue of loose Cheque leaves | Nil |
| 5 | Stop Payment Instructions (Per Instrument) | ₹ 100.00 |
| 6 | Outward Cheque Return (per instrument) | ₹ 250.00 |
| 7 | Inward Cheque Return (per instrument) | ₹ 250.00 |
| Other Charges | ||
| Sr. No. | Nature of Service | Amount in Rs. (Inclusive of GST) |
| 1 | Account Maintenance Charges SB/CA/OD (p.a) | ₹ 40.00 |
| 2 | Inoperative/Dormant account (Dormancy period 12 months) | Nil |
| 3 | Account Closing Charge | ₹ 150.00 |
| 4 | Duplicate Passbook | ₹ 50.00 |
| 5 | Duplicate Deposit Receipt | Nil |
| 6 | Statement Charge | Nil |
| 7 | Enquiry relating to old records (More than 12 months old) per item | ₹ 100.00 |
| 8 | Attestation of customer’s signature – Per Occasion | ₹ 50.00 |
| 9 | No Due / Balance Confirmation / Member Liability Certificate / Interest Certificate etc… (per certificate) | ₹ 50.00 |
| 10 | Loss of Token (to be recovered from drawer’s account) per token | ₹ 600.00 |
| 11 | Stationary Charges (Gold Loan) | ₹ 50.00 |
| 12 | Share Transfer Fee | 0.5 % of Share Amount |
| 13 | Member Enterance Fee | ₹ 10.00 |
| 14 | Nominal Member Charge | ₹ 10.00 |
| 15 | Duplicate Share Certificate Fee (per certifcate) | ₹ 50.00 |
| 16 | Share Transfer Form Charge | ₹ 10.00 |
| 17 | Loan/Advances Form Charge | ₹ 10.00 |
| 18 | Notice Charge (by Post / Courier) | ₹ 70.00 |
| 19 | Notice Charge (by RPAD) | ₹ 150.00 |