Interest Rates
Deposit Rates
Deposit Interest Rate Per Annum w.e.f – 01/05/2025
| Deposit Period | Int. Rate for General Public / Regd. Societies / Non Schedule UCBs | Int. Rate for Senior Citizen |
| 07 Days to 14 Days | 03.50 % | 03.50 % |
| 15 Days to 90 Days | 04.00 % | 04.00 % |
| 91 Days to 180 Days | 5.75 % | 5.75% |
| 181 Days to 1 Year | 6.50 % | 6.50 % |
| 1 Year to 2 Year | 07.00 % | 07.50 % |
| Above 2 Year | 07.15 % | 07.65 % |
- Double in 118 months for general public, co-op societies, Non-scheduled UCBs.
- Double in 110 months for senior citizen
- Deposit upto 5,00,000/- insured by DICGC.
- In case of premature withdrawal of Term deposit,the interest rate payable will be 1.00 % less than the prevailing rate for the period for which the said deposit remained with the Bank.
Loan Rates
Loan & Advances Interest Rate Per Annum w.e.f –01/10/2025
| Name of the Scheme | Rate of Interest |
| Current Overdraft | +02.00 % on FD contract rate |
| Cash Credit Hypothecation | 10.50 % |
| Cash Credit On Real Estate | 10.50 % |
| Overdraft Against Securities | 10.50 % |
| Loan Against FDs | +02.00 % on FD contract rate |
| Loan Against NSC/KYP | 10.00 % |
| Gold Loan(non-farmer) | 12.00 % |
| Gold Loan(farmer) | 12.50 % |
| Personal Loan | 12.00% |
| Mortgage Loan | 12.00 % |
| Long Term Secured Loan | 12.00 % |
| Home Loan | 8.50% |