Interest Rates
Deposit Rates
Interest Rate P.A. w.e.f. – 21/08/2024
| Period | General Public | Senior Citizen |
|---|---|---|
| 07 Days to 14 Days | 03.25 % | 03.25 % |
| 15 Days to 90 Days | 04.00 % | 04.00 % |
| 91 Days to 180 Days | 04.50 % | 04.50 % |
| 181 Days to 1 Year | 05.75 % | 05.75 % |
| 1 Year to 2 Year | 07.25 % | 07.75 % |
| Above 2 Years | 07.40 % | 07.90 % |
| Savings ROI | 03.00% | 03.00% |
- Double in 114 months for general public, Regd. co-op societies, Non scheduled UCBs.
- Double in 107 months for senior citizen.
- Deposit upto Rs. 5,00,000/- insured by DICGC.
- In case of premature withdrawal of Term deposit,the interest rate payable will be 1.00 % less than the prevailing rate for the period for which the said deposit remained with the Bank.
Loan Rates
| Name Of the Scheme | Interest Rate P.A. |
|---|---|
| Current Overdraft | +02.00 % on FD Contract Rate |
| Cash Credit Hypothication | 12.00 % |
| Cash Credit On Real Estate | 12.00 % |
| Overdraft Against Real Estate | 12.00 % |
| Loan Against FDR | +02.00 % on FD Contract Rate |
| Loan Against NSC/KYP | 10.00 % |
| Gold Loan | 12.50 % |
| Personal Loan | 12.50 % |
| Mortgage Loan | 12.00 % |
| Long Term Secured Loan | 12.00 % |
| Home Loan | 09.50 % |